Review the partnership
Habitat homeownership includes need, willingness to partner, sweat equity, education, and the ability to repay an affordable mortgage.
Homeownership application timing
Prepare for the next application window.
The 2026 application window is closed. Use this page to understand what comes next and what information to gather before applications reopen.
Application timing
The 2026 application window is closed.
We expect to begin accepting applications in January 2027 for homes planned for construction in 2027. Prepare by reviewing the eligibility information, gathering household and financial documents, and contacting HRHFH with questions.
Prepare now
Gather what the application will ask for.
Future applicants should be ready to discuss household members, current housing, income, assets, debts, employment, and the reasons a Habitat partnership would help.
Gather your documents
Collect household, income, employment, debt, asset, and current-housing information so you are ready when the window opens.
Prefer paper? Review the printable homeownership application. Questions? Call 931-393-2383 or email habitat@hrhfh.org.