A real housing need
We look for families whose current housing is unsafe, overcrowded, or not affordable, and who need a stable place to build what comes next.
Homeownership
A home is a foundation for what comes next.
Habitat homes are not free homes. They are affordable homes built through partnership, sweat equity, and a sustainable mortgage for families who qualify.
Start with understanding
Habitat homeownership is a partnership, not a handout.
We expect to begin accepting applications in January 2027 for homes planned for construction in 2027. Use this page to learn how need, willingness to partner, and ability to repay shape the process before you begin.
Next application window
Prepare for the 2027 application cycle.
The 2026 application window is closed. Highland Rim Habitat expects to begin accepting applications in January 2027 for homes planned for construction in 2027. Review the requirements now and contact the team with questions.
How Habitat works
A home is built through shared responsibility.
Willingness to partner
Future homeowners attend required classes, communicate with the team, and complete sweat equity before closing on a home.
An affordable mortgage
Habitat homes are purchased with an affordable mortgage. Household income, debts, expenses, and credit history help us determine what payment is sustainable.
What partnership includes
You bring time, preparation, and commitment.
Habitat brings community support, construction expertise, and a path toward a decent, affordable home. The family brings the work and responsibility that make the partnership successful.
Sweat equity
Most homeownership partners complete approximately 350–450 hours of sweat equity, depending on household size. That work may include construction, classes, office support, or other approved activities.
Financial readiness
We review verifiable employment or fixed income, monthly obligations, assets, credit history, and the expected home payment. The goal is a mortgage that supports long-term stability, not a payment that stretches a family too far.
Eligibility at a glance
The application helps us understand the whole household.
Be ready to document
- Names, contact details, household members, and current housing.
- Employment, income, assets, debts, and recurring expenses.
- Housing conditions and the reasons a Habitat home would help.
- Declarations, authorization, and required program acknowledgments.
Selection is not automatic
Submitting an application does not guarantee selection or a home. HRHFH reviews each household against the current program requirements, available resources, and the ability to complete a sustainable partnership.
Read applicant qualificationsWhy Habitat
Building more than houses.
Habitat for Humanity is a global, faith-based, nonprofit, nondiscriminatory organization. Here in Franklin and Coffee Counties, Highland Rim Habitat works with local families, volunteers, churches, donors, and businesses to build strength, stability, and self-reliance through shelter.
What Habitat is—and is not.
Habitat does not give away houses. We partner with families who demonstrate need, willingness to partner, and ability to repay an affordable mortgage. Homeowners invest sweat equity, complete education, and take on the responsibilities of homeownership while the community helps make the opportunity possible.
Questions before you begin?
Call 931-393-2383 or email habitat@hrhfh.org. We are glad to explain the process and help you understand what information to gather.
Make a local impact
Support the next family on the path home.
Donations help make affordable homeownership and critical repairs possible for local neighbors.